YOUR SMART MONEY PARTNER
FLOAT will show you what it is.
Tell FLOAT about your money. It builds your plan, sets up your investments, and walks you through every step until your money is working harder than you do. No jargon. No judgement. Just a clear path to financial freedom.
Free forever. 90 seconds to start. No credit card.
Freedom Day
2,847
days until work becomes optional
Getting closer every month
-12 days
6%
retire comfortably
R91K
average consumer debt
28.6x
your annual expenses = your Freedom Number
90s
to get started with FLOAT
How it works
90 seconds. Rough numbers are fine. No judgement. FLOAT needs to understand your starting point before it can build your plan.
A step-by-step checklist: emergency fund, TFSA, retirement, tax. FLOAT walks you through each one until your money runs on autopilot.
Every month your net worth grows. Every smart move compounds. FLOAT tracks it all and tells you exactly what to do next.
What you get
A monthly plan ranked by priority. Not a budget you'll ignore — a clear order of operations for your money.
FLOAT picks the right funds for your age and situation. You just follow the steps. No research needed.
TFSAs, retirement funds, tax deductions — explained in plain English with your actual numbers.
Scared to open an investment account? FLOAT walks you through it. Need to file your tax return? FLOAT shows you how.
Upload a bank statement every 3 months. FLOAT spots patterns, finds waste, and adjusts your plan.
Monthly check-ins, follow-ups, and nudges. FLOAT is the accountability partner you need.
Your data is protected
Your financial data is sensitive. Here is exactly how we protect it.
All connections use HTTPS with HSTS enforcement. Your data is encrypted in the database. No one can intercept or read it.
Every database table has row-level security. Your financial information is invisible to other users and to the FLOAT team.
FLOAT signs you out after 30 minutes of inactivity. If you leave your phone unlocked, your financial data stays protected.
We do not sell, share, or give your data to advertisers, data brokers, or any third party. Your data exists to help you, not to profit from you.
You can download all your data or permanently delete your account from Settings. No hoops, no waiting periods, no hidden retention.
FLOAT complies with the Protection of Personal Information Act. You have the right to access, correct, or delete your personal data at any time.
Real people, real numbers
“I finally know where my money goes each month. FLOAT made it stupidly simple.”
Sarah K.
Saved R12,000 in 3 months
“The Payment Order changed everything. Every rand has a purpose now.”
James M.
Freedom Day: 8 years closer
“I used to avoid looking at my bank account. Now I check FLOAT every morning.”
Priya R.
Debt-free in 14 months
Results based on projected outcomes. Individual results vary.
94% of people can't retire comfortably. FLOAT exists to put you in the other 6%.
Start for freeFree forever. No credit card required.